IAT (International ACH Transaction) is a Standard Entry Class code for ACH payments that is used to identify certain international payments. Generally, IATs are those payments—processed via the ACH Network—that have been directly funded from an office of a financial agency located outside of the territorial jurisdiction of the United States or are being sent to or through an office of a financial agency located outside the territorial jurisdiction of the United States.
For additional information regarding IATs, you are strongly encouraged to visit the NACHA website.
If you have reason to believe that any of your transactions or payments processed through or originated by this service could be or should be IATs, you should immediately consult with your attorney or other advisor for additional guidance.
Please contact Customer Care if you have any questions.